Tuesday, April 28, 2015

4/27/15 Our options, choice, and NVR…. (The Good the bad, and the paperwork?)



  So we didn't go crazy with options but we chose to add the morning room, garage floor drain, upgraded the front of the home to stone did rough ins for fans, a fireplace with the slate, and kept the floor plan with the 3 bedroom plus loft (Florence).

We went with elevation C (colors not chosen yet below is just example and due to our street its flipped).


We met with Jon at NVR, nice guy I will say and brought the majority of the papers requested by Ryan and NVR. We are looking to go the conventional route at this point but it seems you must keep everything on the table. After meeting with Jon heres what I'll say he has a job and I get it but holy crap boring, and generally feel like we suck at life choices…. So to put it simply since we are having a child in June and she wasn't planning to return to work until September we won't have 30 days of pay stubs and we are not going to have to wait on word of how we can work this out. We could still go fha loan wise however not really wanting to do that. Soooooo make sure you work at least a month ahead of your closing or at least plan that way (gosh that sounds odd).

TIP for NVR, if you have recently moved funds due to closing out bank accounts or what not, make sure you have a paper trail or work on it now to make the process overall easier for you. They want copies of all larger deposits (over 1000 I think) so they can verify your money? Thats just a way to make your life easier also bring your SS card too!

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